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Employment and finance

Money

	Saving and investing Strategies and resources for saving, budgeting and investing.

	Credit and debt The benefits and dangers of credit, the risks, a load calculator and what to do when things go wrong.

	Bankruptcy If you are in financial difficulty there are alternative processes to consider before opting for bankruptcy.

	Banks and credit unions Banks and credit unions provide loans, facilities for various transactions  and direct debit for payment of accounts.

	Financial considerations when buying a property Loans and mortgages Grants for people buying property Insurance requirements Government taxes and levees

	Taxation Capital gains tax Emergency services levy Fringe benefits tax International tax Australian business number Local council rates Company tax Pay as you go withholding Excise duties Royalties Goods and services tax Superannuation guarantee Land tax in SA Pay your taxes Pay as you go instalment Information sessions - Revenue SA Payroll tax Stamp duty Tax file number Wine equalisation tax

	Planning for the future Superannuation, planning for retirement and financial advice.

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